*Welcome to Pars Financials! As a Licensed Life and Health Insurance Agent, and IRS Enrolled Agent, I am Here to Assist You Find the Most Suitable Health and Life Product for You! You Can Call me at 954-657-1503 or Fill out the Below Contact Form at Bottom of the Page.

What is a Short-Term Health Insurance?

Short-Term Health Insurance is a Type of Health Insurance which Covered the Individual on a Short-term Basis from a Month up to Three Years. It is Worth Mentioning that Short-Term Health Plans DO NOT Cover Pre-Existing Conditions. They are  a Good Fit for Healthy Individuals who are in Between Coverage or Because of their High Income (Above $60,000 for a 1-Person Household) Don’t Qualify for Obamacare. 

—->>>If You Have Pre-Existing Medical Conditions, You are Still Better off Purchasing an Obamacare even without Subsidy Eligibility!  When You Get a Short-Term Health Plan, Any Pre-existing Condition You May Have, Can Increase Your Insurance Premium Rates Significantly.

Why Should I Get a Short-Term Disability Plan?

In the Event of a Disability, You Have to Remember that Your Health Insurance Only Pays the Provider and Leaves You with No Money for the Time You Missed Out at Work and to Pay Your Bills, because of Your Injury. The Short-Term Disability Provides You with an Ongoing Monthly Payment to Supplement Your Loss of Income. You Can Use the Cash Payment for any Way You Deem, from Medical Fees to Anything Else.