*Welcome to Pars Financials! As a Licensed Life and Health Insurance Agent, and IRS Enrolled Agent, I am Here to Assist You Find the Best Life Insurance that Matches Your Needs. You Can Call me at 954-657-1503 or Fill out the Below Contact Form at Bottom of the Page.
*****Looking to Get a Self Quote on Life Insurance?Click Here to be Directed to Ethos, and Look up the Rates Yourself.
What is Life Insurance?
Essentially, Life is Insurance is an Insurance that Provides a Payment of Money (Called Death Benefit) to the Designated Beneficiary, when the Insured Passes Away.
Further, Most Life Insurances Offer Living Benefits, Which are a Set of Benefits Available to the Insured when is Alive. For Example, If the Insured Experiences a Terminal Illness, a Critical Illness (Like Cancer, Stroke, or Kidney Disease Depending on the Terms of Life Insurance Agreement) that Inhibit Him/Her from Recovery to Full Health, He is Entitled to a Percentage of the Death Benefit Himself/Herself while is Alive and Use the Proceeds Anyways (S)He Likes.
Some Types of Permanent Life Insurances Also Offer Additional Benefits like Selling or Surrendering the Life Policy and Receive an Agreed-Amount of Proceeds. Click on the Links Below to Learn More About the Living Benefits for Each Type of Life Insurance
What Are Different Types of Life Insurance?
There Are So Many Different Types and Variations of Life Insurance, But, Most Fall into the Fallowing Categories. Simply Click the Links Below to Learn More About them.
*****Watch the Video Below to Capture the Tax and Insurance Implications of Whole Life Insurance. And Read on to Understand More About Permanent Whole Life Insurance.
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