Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to parsfinanacials.com, Pars Financials, Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Pars Financials, Inc.
include parsfinanacials.com and Pars Financials. The Pars Financials website is an Accounting, Insurance, and Fiscal Services site. By using the Pars Financials website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered, Pars Financials may collect
personally identifiable information, such as your:
If you purchase Pars Financials’ products and services, we collect billing and credit card
information. This information is used to complete the purchase transaction.
Pars Financials may also collect anonymous demographic information, which is not unique to you,
such as your:  
– First and Last Name
– Mailing Address
– E-mail Address
– Phone Number
– Employer
– Job Title
– Various Information, such IP Address, Location, etc.
– Age
– Gender , and other health, Financial, and Personal Identifying Information.
Please keep in mind that if you directly disclose personally identifiable information or personally
sensitive data through Pars Financials’ public message boards, this information may be collected
and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
– First and Last Name
– Mailing Address
– E-mail Address
– Phone Number
– Employer
– Job Title
– Various Information, such IP Address, Location, etc.
– Age
– Gender,  and other health, Financial, and Personal Identifying Information.
 
Use of your Personal Information
Pars Financials collects and uses your personal information to operate and deliver the services you have requested.
Pars Financials may also use your personally identifiable information to inform you of other products or services available from Pars Financials and its affiliates.
Sharing Information with Third Parties
Pars Financials does not sell, rent or lease its customer lists to third parties.
Pars Financials may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Pars Financials, and they are required to maintain the confidentiality of your information.
Pars Financials may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Pars Financials or the site; (b) protect and defend the rights
or property of Pars Financials; and/or (c) act under exigent circumstances to protect the personal safety of users of Pars Financials, or the public.
Tracking User Behavior
Pars Financials may keep track of the websites and pages our users visit within Pars Financials, in order to determine what Pars Financials services are the most popular. This data is used to deliver customized content and advertising within Pars Financials to customers whose behavior indicates
that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Pars Financials. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use of the Pars Financials website.
Use of Cookies
The Pars Financials website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Pars Financials pages, or register with Pars Financials site or services,
a cookie helps Pars Financials to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Pars Financials website, the information you
previously provided can be retrieved, so you can easily use the Pars Financials features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Pars Financials services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Pars Financials secures your personal information from unauthorized access, use, or disclosure. Pars Financials uses the following methods for this purpose:
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect
your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Please note that we may not be able to comply with requests to delete your personal information if
it is necessary to:
– SSL Protocol
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.
• Complete the transaction for which the personal information was collected, fulfill the
terms of a written warranty or product recall conducted in accordance with federal
law, provide a good or service requested by you, or reasonably anticipated within the
context of our ongoing business relationship with you, or otherwise perform a contract
between you and us;
Children Under Thirteen
Pars Financials does not knowingly collect personally identifiable information from children under
the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for
permission to use this website.
E-mail Communications
From time to time, Pars Financials may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Pars Financials or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Pars Financials, you may opt out of such communications by Customers may unsubscribe from emails by “replying STOP” or “clicking on the UNSUBSCRIBE button.”.
Changes to this Statement
Pars Financials reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website,
and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
Pars Financials welcomes your questions or comments regarding this Statement of Privacy. If you believe that Pars Financials has not adhered to this Statement, please contact Pars Financials at:
Email Address: incometax101@gmail.com
Other Functions
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

State Specific Compliance:
California Disclosures:
• Comply with the California Electronic Communications Privacy Act;
  • California Shine the Light Law: California Civil Code Section 1798.83, also known as California’s “Shine the Light” law permits residents of California to request certain details about information we may disclose to third parties for direct marketing purposes. If you are a California resident and would like to request this information, please contact us by email at incometax101@gmail.com. 
    • California Consumer Privacy Act: The California Consumer Privacy Act of 2018 (CCPA) requires us to provide additional privacy-related information to residents of California. If you are a California resident, please note the following about how we collect, use and disclose your personal information, including additional rights you may have to your personal information:
      • Personal Information. We may collect certain categories of information about California and residents, such as:
      • Identifiers: name, address, email address, date of birth, telephone number(s), identification number, social security number, IP address, and MAC address;
      • Commercial information: external account number, transaction history and how you use the Service to receive or transfer funds.
      • Internet or Other Electronic Network Activity: information collected through cookies and web beacons; and Other information: information provided in the course of participation in promotional or rewards programs, third party personal information provided to enable the transfer of funds to the recipient, information lawfully obtained from third parties, including credit reporting agencies and identity verification and database service providers, and information you provide during recorded communications with our customer support team.
      • Sources of Personal information. Personal information is provided directly by you (or by the devices you use) via your transactions with us and the network and when you use our Service. Personal information is also provided by other third parties, including but not limited to consumer reporting agencies, identity verification services, and publicly available sources.
      • Use of Personal information. We may use your personal information as follows:
      • Identifiers: To process your transactions; to verify your identity; to collect payment for your use of the Service; to troubleshoot problems with the Service; to comply with applicable laws and regulations; to detect and prevent fraud and other illegal uses of the Service; to send marketing notices, service updates, and promotional offers;
      • Commercial information: To process your transactions; to verify your identity; to collect payment for your use of the Service; to troubleshoot problems with the Service; to comply with applicable laws and regulations; to detect and prevent fraud and other illegal uses of the Service; to survey information that will be used to monitor or improve the use of our Service and overall customer satisfaction;
      • Internet or Other Electronic Network Activity: To process your transactions; to verify your identity; to collect payment for your use of the Service;; to troubleshoot problems with the Service; to comply with applicable laws and regulations; to detect and prevent fraud and other illegal uses of the Service; to send you or your recipient/beneficiary marketing notices, service updates, and promotional offers; to survey information that will be used to monitor or improve the use of our Service and overall customer satisfaction; to administer the Website; and/or for interest-based advertising and other marketing purposes;
      • Other: To process your transactions; to verify your identity; to collect payment for your use of the Service; to allow our partners to fulfill their promotional obligations to you; to troubleshoot problems with the Service; to comply with applicable laws and regulations; to detect and prevent fraud and other illegal uses of the Service; to send you or your recipient/beneficiary marketing notices, service updates, and promotional offers; to contact you or your recipient/beneficiary, as authorized, for the purposes described in this Privacy Notice; to survey information that will be used to monitor or improve the use of our Service and overall customer satisfaction; to administer the Website; and/or for interest-based advertising and other marketing purposes
  •  Personal information Sold or Disclosed for Business Purposes.
    • Sharing Personal information for Business Purposes: In the preceding twelve months, we may have shared the following categories of personal information for business purposes: Identifiers, Commercial Information, Internet or Other Electronic Network Activity, and Other Information.
    • Sale of Personal information: We share information collected from cookies and web beacons, such as how you interact with our site and information collected from your activity on the web, with advertising technology partners to create user profiles and present tailored advertising messages based on your preferences. This approach is called interest-based advertising.
    • California Privacy Rights: As a California resident and subject to certain exceptions, you may have the right to access, correct (rectification), and/or delete your personal information. You also have the right to request information about the personal information we have “sold” or disclosed for business purposes, by contacting us at Email Address: incometax101@gmail.com. You may request the following information about the personal information we have collected about you during the past 12 months:
      • the categories and specific pieces of personal information we have collected about you;
      • the categories of sources from which we collected the personal information;
      • the business or commercial purpose for which we collected the personal information;
      • the categories of third parties with whom we shared the personal information; and
      • the categories of personal information about you that we disclosed for a business purpose, and the categories of third parties to whom we disclosed that information for a business purpose.
  • To protect your privacy and security, we will verify your identity before responding to such requests, and may request you provide us your name, email, and transaction history, or additional proof where necessary. You will not be penalized for exercising your rights to your personal information.
    • Do Not Sell My Personal Information.” You also have the right to opt-out of Pars Financials “selling” your personal information as defined under CCPA and the CPA and ways to control the cookies and internet-based information you may share with us. You can always restrict the placement of cookies on your computer or remove them from your browser by going to your browser settings. You can also opt out of receiving interest-based ads from third party advertisers who are members of the Network Advertising Initiative (NAI) or who follow the Digital Advertising Alliance’s (DAA) Self-Regulatory Principles for Online Behavioral Advertising by visiting the opt out pages on the NAI website and DAA website. Please note that cookie-based opt outs are applicable only to the browser and device you use when you opt out. If you wish to opt out across all devices, you must replicate your choices across each device, including your mobile device. In addition, if you clear or delete your cookies on that browser or device, you will need to reset your cookie opt out. If you are making this request on behalf of someone else, we may request the authorized agent provide us a signed power of attorney. If we have actual knowledge that you are under the age of 16, we will not sell your personal information without proper consent.
Nevada Disclosures
If your Pars Financials account has a Nevada mailing address, we are providing this notice pursuant to Nevada law. For more information, you can contact Pars Financials at Email Address: incometax101@gmail.com , or you can contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 702-486-3132; email: Aginfo@ag.nv.gov.
Texas Disclosures
If you have a complaint, first contact us at Email Address:  incometax101@gmail.com. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294; 877-276-5554 (toll free); www.dob.texas.gov.
Vermont Disclosures
If your Pars Financials’s account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law so allows or you provide authorization.
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Effective as of April 12, 2023